Would premiums for these new partial riders be lower than for existing ones? If so, by how much?

[Extracted from Life Insurance Association of Singapore’s website]

In general, premium rates are adjusted from time to time based on your age, individual insurers’ claims experience, medical inflation, as well as general cost of treatment, supplies and medical services in Singapore. These rates are therefore not guaranteed.

The impact of these changes may take some time to realize.

However, we believe that in the long run, alongside our efforts to ensure quality healthcare is delivered to consumers and that these measures will benefit them in managing the level of claims inflation, therefore moderating the level of IP & rider premium increases each year.


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